When applying for Medicaid, will they consider all the money in a bank account?

To Jeannegibbs, yes, I thought about that. Unfortunately this nursing home she is at is REALLY bad about returning her clothes back to her room after they wash it. I bought her several new outfits when she first moved in there, and I hardly ever see the tops or pants on her. I have not questioned it, since there are more important things to complain about. So I hate to buy anymore clothes. The nursing home uses it's own chair and seat cushions. She is totally bed ridden and has to be transferred to her wheel chair when they take her to the dining room or to take a shower and to some of their activities. She does NOT like watching tv either. I've taken her a big bottle of lotion, but it doesn't seem to me that the CNAs take time to use it on my mother.

She doesn't care to read either. I keep thinking of what I might be able to get her before all the money is gone, but have not come up with anything as of yet, but thank you for your suggestions.

I see that your mom is in a nursing home. Is all the money hers, with your on it just to help her manage it? Then why not spend the "excess" on things she'll need. Magazine subscriptions, practical wardrobe additions (including shoes, jacket, etc.) Could she use a better wheelchair? Pay ahead at the hairdresser? A plant and bird feeder to hang outside her window? Anything to make her life a little more pleasant is legitimate, as long as it is for her. She just can't give money away or spend it on someone else.

Any account that has the parent's SS number on it will be considered the parent's asset. Is some of the money in the account your money? I'm not sure if there is a way to separate it without it causing a small penalty. Perhaps if you have proof, such as a paycheck deposit receipt, you may be able to withdraw it. I would check with someone who knows for sure before you do this. Blended accounts are a problem when it comes to Medicaid. I am glad the amount of money is not great.