Hello, I've been posting to this site for a long time and have found the people here are very caring. I have a concern that plagues me constantly. I'm worried about what to do after I've buried my mother and am left with just my small SS benefit to live on. It's not enough to continue living in the expensive apartment I rented to take care of my mother. If she passes before the lease is up, I won't have the funds to keep paying high rent monthly. I was thinking perhaps storing my furniture and moving out to share a house with a friend of mine. I'll either be evicted or will need to come up with a game plan while mother is still alive. Any suggestions? Thank you in advance.
Let's face it, whether you live with your Mom, a hubby, a child, a friend, there are ALWAYS reasons to have some issues. So issues there will be.
Can you discuss this with your friend. Is your friend on board?
Try not to take on too much thinking ahead of time, also. I know you are very worried about the "what ifs" and I know just how this feels because I do it all the time. I can even go so far as to wonder "What if the hot water heater leaks and no one is there to know it! How old is the hot water heater, anyway". And so on.
So let yourself think about the options and think about/talk about some possible ways to go in future. Just don't try to take the future on all at once, because the future has its own plans and we have no idea what they are!
Glad to see you on the forum again.
You may want to consider a discussion with your local Area Agency on Aging about senior apartments (based on a percentage of your income) or section 8 qualification to help with your rent too. There are wait lists for these options so you might like to go ahead and get on the wait list.
https://www.agingcare.com/questions/what-will-i-do-after-the-funeral-452845.htm