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What do I do, and who do I trust? Relatives and friends are already dealing with their own parents. I do not live close to either family or close friends (many of whom have already passed on!!).
THANK YOU

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Some ideas to start if you haven’t…an updated medical evaluation that includes cognitive testing, an appointment with an elder care lawyer to go over needed legal documents and the possibility of a fiduciary being appointed, and calling your local Council on Aging for guidance
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Look for licensed geriatric care managers and investigate whether that would work for you. Also, in a retirement community, there are already helpers in place who are there for the residents when they need them. An independent living situation in a continuum of care community would ensure that when you're ready for assisted living, then memory care, then a skilled nursing facility, those features would be there for you.

Good planning is the key, so get started! You may be pleasantly surprised at what's available to you.
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I think a certified elder law attorney would give you good information. You need to have your legal ducks in a row so that you have as much control as possible once you are no longer able to make decisions in your own best interests. If you can't assign a PoA then maybe you can research non-profit guardianship organizations. Some will need to have the legal authority to manage your financial and medical affairs and carry out your wishes. You should also create a Last Will and assign an Executor. From what I can research you can�t sign a contract today with a nonprofit to guarantee they'll serve as your guardian later�but you can prepare now by: - Naming a preferred future guardian - Consulting a nonprofit fiduciary or attorney - Consider creating a trust and naming trustees - Move yourself into a senior-centered CCC (continuum of care community) so you can seemlessly transition from IL to AL to MC to LTC to hospice as you age and your needs demand it. A long-time "elder orphan" friend of my husband's just asked him to be his PoA and Executor. He lives several states away but has no family to care for him. The trick will be to make sure my husband is contacted once the "wheels of incapacity" begin to turn. You need to make your designated person or attorney or trustee your ICE (In Case of Emergency) contact in your phone and post it prominently in your house, in your wallet, etc.
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Others who answered on here give wonderful advice about assisted living, legal advice on POA, and getting cognitively evaluated by a professional. Just keep in mind that some or all of your mental deterioration could be from lack of stimulation and quite normal in your age group. Definitely get evaluated by a neurologist, but also consider, if you feel you're lacking in it, socializing more with others, doing puzzles, getting physical exercise perhaps at a gym or YMCA and staying hydrated. I love your inquiry on here, especially your "elderly orphan" comment. I too will be an "elderly orphan" if my husband proceeds me in passing on, and he's 8 years older than I and disabled, so those chances are good. You're very self-responsible to have concern about your mental decline, but do also investigate how some tweaks to your lifestyle may make a positive difference. Hugs to you for being so responsible in your thinking.
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Renesmith Jun 24, 2025
I, too, could be in this position for the same reasons as you. I think there are many like us. A little unsettling.
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I would see an Elder Law Attorney and work on using a Licensed Fiduciary to manage finances and bill paying, etc. They work with them in courts when family is non-existant or unable to cope with their elders, and they will have a list of them to interview. You will want to be certain meanwhile that everything is in place for yourself, and especially an advance directive for your MD.
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After your paperwork is completed, you can search for professionals in your area. Here are a couple of national organizations that will list members based on where you live. Aadmm.org for bookeeping and aginglifecare.org for specialy assistance based on your needs.
If you assign a POA, check with your local probate clerk. Some states allow you to file this. In case you are suddenly incapacitated in your county and a rehab facility sends an application for Medicaid or a guarduan, that POA document should pop right up.
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CG6267hbh: Retain an attorney.
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Good idea to retain an attorney. Do you have financial means to obtain help? If not, perhaps your local Area of Aging can provide assistance.
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I would suggest you seek and interview an Elder Lawyer, Social Worker, and/or a Volunteer Elder Companion. In your neighborhood or city. Do you know if there is a Department of Aging in your town? What about a Church Religious Organization? Look and interview any these people and determine if you can trust them and have good references or referrals.
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This is a wonderful post/question and answers! It's very timely for me as I was all set to try in the last few days to organize my somewhat similar questions. I -- perhaps like a fair number of people here - am also single, and on my own. A little bit younger than the person with the question here, but not by much. I have a couple of specific questions, though, one of which is rather complicated:

-No 1: cost for elder care lawyer. I live in a high cost of living state on the West coast. Any suggestions on what an elder care attorney would charge per hour? I did read some older items in this forum and one question asked the same thing in 2016, and the answer was: $250/per hour! Yikes, I thought.

-No. 2: This is the complicated query. I want to leave anything I may have (which could vary depending on my health + various factors) to a brother who is about 10 years younger. Haven't seen him or communicated with him in close to 15 years and before that, he had a financial guardian who was a nice lawyer, to look after his finances. We are not in the same state now -- in fact very far apart. There are things I have to know before designating him as a beneficiary for any post-mortem estate that may exist upon my death. He has worked all his life but is probably retired now, but also unlikely that he will have much in a pension, although I don't know that. His social security could be quite high given how long he has worked. The thing is: I don't want any inherited funds to go to him that would curtail any special needs money or programs he might be receiving. This could be state-specific.

Complicated, no? I'm going to try to do as much of the "leg work" online or on the phone as I can, but ultimately the designation of him as beneficiary will have to be handled by an attorney, it seems as it will involve a will, 2nd layer of beneficiaries (given his age), etc.

If people want me to start a separate thread on this 2nd complicated question, please say so. Thank you!
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MiaMoor Jun 25, 2025
Hi Christine, I think that your question might have a better chance of being seen and answered by more people if you create your own question.
I'm sorry that I can't help you with this specific query. Good luck!
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Decisions to consider - from a healthcare provider point of view:
1 - Make an advanced directive. This is a legal document that states what your wishes are if you can not make decisions for yourself - CPR or no CPR, ventilator (how long and what circumstances), hydration and nutrition if in a prolonged coma...

2 - Do you have somebody that you trust to make decisions for you if you are seriously ill, injured or hospitalized? Hopefully, you just thought of somebody who could be trusted to take care of financial matters and make medical decisions about your care. Talk to this person about being your Healthcare surrogate as well as having Powers of Attorney for financial and medical affairs. Make a notebook for this person that gives them all the information to carry out your day to day and month to month financial dealings. See a lawyer to give him/her Powers of Attorney to act on your behalf when you can not. If not, automate payments as much as possible. Streamline your life to make it easier for a court appointed guardian ad litem to see to your affairs.

3 - Get as physically healthy as possible. Have your doctor evaluate your cognitive abilities and your medical issues. Follow his/her advice on optimal health. If you do have cognitive issues, ask for a referral to a neurologist. Let the neurologist evaluate and treat your cognitive issues. Find out all you can about your diagnoses.
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Move. To elucidate, find a facility with continuous care in a location that is accessible to your social network with housing that will be comfortable for you, and move in now. Do it while you are in complete control and can set up your life. This will allow you to make friends and integrate while you have those skills.

Invest in the appliances and systems you may want (PC with large monitor for streaming movies, sound system, digital library, etc) so that you will be safe and comfortable in an independent living apartment for as long as possible.

Make sure you have an appropriate POA in place, living will, etc. That means finding someone you can trust, younger and in good health, to make decisions when you no longer can (which may not happen).

I have a cousin who made this choice, and it has been easier for him now that his vision has deteriorated to the point where he had to give up driving. He can easily arrange transportation as needed, and it is often provided at no cost (trips to shopping, minor medical care on site).

If you do not have the resources for this type of care, start looking for ways to downsize now and make your life manageable and affordable. This may mean a 1 bedroom or studio apartment in a walkable neighborhood instead of a larger apartment or house and a car. Plan on stopping driving and walking or using public transportation. That will save a lot of money and keep you healthier.

Make new friends after you move. Invite neighbors in for coffee and cookies. Contact your local senior center and join their activities. Limit your TV time. Join groups with similar interests, or join groups who do things you have never done but might like to. These are things that will keep your body and brain healthier and might make you happier too.
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DrBenshir Jun 25, 2025
One more thing: reach out to relatives who you may not have been in contact with for years, but were close with as children. You never know who may respond positively. In the last three years I have become close again with a single older cousin who was estranged from our entire family for a long time.
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Did you consider talking about this with a Lawyer? A lawyer in a firm who was providing information about Wills, estates etc mentioned handling situations like yours.
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I’d start looking for places to live that have a continum of care. I’d speak to an estate planning lawyer and get all that in order. Lawyer can help you find a guardian to take over when you are no longer capable. I don’t believe in leaving assets to people that I haven’t seen or talked to in years. If I had no close family I’d be leaving my estate to a couple animal rescues. Lawyer can help you with all this. It’s money well spent.
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This is to DeniseV who wrote: "Hi. I live in central Oregon and the elder care attorney who recently helped me with my parents estate over the past few years charged $400 per hour."

How did you go about finding a good/reputable/honest etc. Elder Care Attorney? I get local online newsletters where these types of attorneys advertise regularly but I don't know about their reputation(s).

Any advice will help, even if it may not seem (to you) "pertinent" (to me/others in my situation). I'm a firm believer -- especially in complicated financial/legal situations that nonetheless need to be resolved as best as one can -- in the truth behind the saying that sometimes "You don't know what you don't know."

Thank you and to anyone else replying to this query.
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