Use this step-by-step guide to evaluate and compare in-home care companies. Thoroughly vetting agencies will help you find the best home care provider for your needs and budget and feel confident about hiring someone to care for your aging parents. Our guide outlines what basic standards home care providers should meet, what reasonable expectations you should have as a consumer, and the specific questions you can ask to determine if a potential provider is a good match.

You should interview multiple agencies before making a final decision. If you know what qualities to look for in a provider, you can be confident you are making an informed decision.

AgingCare can assist you in finding the best home care agencies that match your needs. A Care Advisor can help arrange interviews with companies in your community free of charge.
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Starting Your Search for a Home Care Agency

Finding in home care for elderly loved ones is a process. Begin your search by identifying your home care needs and determining the level of care that’s required. To do this, it is important to understand the two basic levels of in-home services: home health care and non-medical home care.

Read: The Difference Between Home Health Care and Non-Medical Home Care Services

Although these two types of services are different, note that there may be some overlap in their provision. For example, a home health care company may provide skilled care and “homemaker” services if you identify a need for such household assistance in your care plan. Any skilled or therapeutic services will be provided by a home health agency. Supportive services such as companionship, transportation, household help, and assistance with daily activities are provided by non-medical home care agencies.

Request Cost Information

The first question most families ask when contacting a provider is, “How much do you charge?” There is a great deal of information that needs to be exchanged during an initial phone call or consultation. Since home care services are personalized for each client, an accurate quote is based on all these details. Companies should provide a range of hourly rates for reference and begin a conversation to learn more about the care recipient and their needs.

Although budget is a driver in your search, a better reflection of your true costs will only be possible once you have worked with the company to devise a care plan.

Neither the company nor the consumer wants any surprises when it comes to determining rates. It’s best to leave the cost estimate for the very end of your fact-finding phone call, or wait to get a more accurate rate during a face-to-face consultation. Instead, ask about their policies regarding payment and billing.

  • Inquire as to hourly rates and how those rates vary depending on services needed and training of caregivers.
  • Find out how frequently the company bills.
  • Determine whether they accept credit cards or require a deposit for services.
  • Ask if the company accepts long-term care insurance and whether they will bill the insurance company directly or require you to pay up front and then seek reimbursement.

Ask About Time Minimums

Within the cost analysis, be aware that different levels of care require differing amounts of service, which is measured in hours.

Many companies set a minimum hourly requirement for home visits—usually around two to four hours. This means that if a client only needs approximately one hour of services one day in order to be driven to and from a doctor’s appointment, they will likely be subject to paying for the minimum hourly requirement.

Follow the steps below to establish a realistic care schedule (and associated cost estimate):

  • Work with the provider to evaluate how many hours of care you need.
  • Inquire about hourly minimums per visit.
  • Determine the process for adjusting care hours to meet changing needs.
  • Find out if adjusting the number of hours will require a change in the caregiver(s) assigned to you.

Understand the Types of In-Home Care Companies

The size, composition, ownership and business models of home care agencies vary widely. Generally, these businesses operate under two models: franchise or independent ownership. Each has pros and cons.

Franchised agencies often have a more widely recognized reputation due to established marketing plans, and franchisees may rely on the franchisor for policy and procedure decisions, pricing recommendations, and staff training programs. Alternatively, independent operators establish their own policies and procedures, pricing structure, and training processes.

It takes direct interaction with staff, either in person or over the phone, to determine if the core values of the company are a good match and are being put into practice on a daily basis throughout all levels of the organization.

Ask how long the agency has been providing care in your community. Your final decision relies heavily on the contact you have with a company’s employees and your overall impression of how the business operates.

  • Determine who owns the company and how long the current owner has been in place.
  • Look for consistency in answers to your procedural questions between people throughout the company.

Verify That the Home Care Agency is Licensed, Bonded & Insured


Licensing laws vary by state. If you are seeking home care services in a state that requires licensing, any companies you are considering should be operating legally and have their paperwork in order.


Home care companies often “bond” their employees as a means of covering themselves in case a client reports an instance of caregiver theft. Bonding functions as insurance for the company and provides peace of mind for you. This is not a foolproof method of protecting consumers, but it does serve as an indicator of a company’s commitment to its clients.

  • Ask if the company has bonded its employees (e.g. companions, certified nursing assistants, home health aides, nurses) and the value at which they are bonded.


Every business should have insurance coverage in place.

  • Request a copy of the company’s “insurance declaration page” as proof of coverage.

Think about it: If a roofing company comes out to fix your roof, you’re going to want to see their proof of insurance. It is not out of line to ask the same of the company that will be caring for your loved one.

Inquire About Certification and Accreditation

There are various certifications and accreditations that home care agencies and their individual employees can voluntarily pursue. Any agency that has gone through the process of accreditation demonstrates a strong commitment to high quality care.

  • Ask what certifications and/or accreditations the company and its caregivers hold and who provided them.

Request Information on Caregiver Hiring and Training Procedures

Education and credential requirements, background checks and drug screenings are standard practices that home care agencies use in the process of hiring professional caregivers.

Caregiver Training and Education

In most states, there are no education or training requirements for providing nonmedical services, such as companionship, light housekeeping, and transportation for appointments and errands.

When personal care services are added to a caregiver’s responsibilities, they must typically go through a higher level of training. Federal home health aide (HHA) standards require minimum training and clinical hours. Some states exceed the minimal training hours in their examination and certification process.

  • Determine what in-house training is provided to the different levels of caregivers within the company.
  • Ask who provides the training.
  • Find out if your state requires a specific amount of ongoing education and/or workshops each year.
  • Ask the provider what they require on an ongoing basis as the mandatory minimum to keep their employees’ skills sharp.

Background Checks

Each state sets its own rules for running background checks on health care workers like certified nursing assistants (CNAs) and HHAs. Even in states that do not mandate background checks, many companies will conduct their own statewide or nationwide checks before hiring. Home care companies may also contact their state’s registry to verify the prospective employee’s licensing/certification status and check for existing complaints.

  • Ask the company how they vet employees.
  • Are all employees subject to the same standards? (For example, are office staff members also required to pass a background check?)
  • Determine if the company runs a nationwide criminal search, countywide search, drug screening, and/or credit check.
  • Find out how often drug screening and criminal searches are repeated on existing employees.

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Ask About Care Management Procedures

Learn the details of the process the home care company uses to get acquainted with a new client—how they prefer to do an initial assessment, how a care plan is created, what information it’s based on, and how they make sure it is followed and adjusted accordingly.

Care Planning

A care plan is an organized, customizable schedule of services for a client that the company can regulate and family members can follow along with. In states that require home care companies to obtain licenses, care plan development is mandatory for every client.

  • Ask if the agency creates plans of care, how frequently they are reviewed and updated, and if they conduct regular quality assurance checks.

Be prepared to answer leading questions about the care recipient’s health conditions and daily challenges and needs. This will allow a care coordinator to determine which services would be a good fit and how often they will be needed to improve and maintain the recipient’s quality of life. It is crucial for you to provide as much information as possible and refrain from holding back any details.

Any problems with or alterations to an existing care plan should always be directed to a manager, such as a care coordinator, the head of staffing, or, in the case of smaller home care agencies, the owner.

  • Ask how the provider handles changes in health and the level of care needed.

Be aware that care plans may vary widely. Similar to gathering estimates on how to fix a roof leak, one contractor might tell you to patch it, while another will tell you a new roof is needed. Reviewing care plans from a few different companies should ensure that the providers are offering a similar scope of services to cover your needs.

Caregiver Selection

The initial consultation process also helps the agency determine which of its caregiver(s) would be the best fit for your situation. During this meeting, it is important to communicate your needs and who you are comfortable with having in your home.

Caregiver preferences can be difficult to discuss, but they are an important part of making sure your home care experience is a successful one.

For example, if your loved one has Alzheimer’s disease, a home care company should narrow down your selection to caregivers who are experienced and trained in dementia care. Furthermore, some clients are more comfortable with caregivers of a specific gender or ethnicity or require someone who speaks a language other than English.

Some companies also offer interviews with selected caregivers after the initial consultation and before services begin. This ensures their skills and personality will be a good match with the person receiving care.

It is important to keep in mind that the first few home care visits function as a kind of “warming up” period. However, if there is a major personality clash or some discomfort remains after a couple of shifts, the company should be happy to assign someone who is a better fit.

Communication With Family Caregivers

Initiating a clear communication plan with the company is an important part of monitoring a loved one’s care. Typically, the individual paying for home care services can dictate who is able to receive updates and who is off limits.

  • Ask about policies for communicating with you and other interested parties.

HIPAA (the Health Insurance Portability and Accountability Act) restricts what information companies are legally able to share about their clients, and a HIPAA form should be a standard part of the agreement for services.

The same applies if the person arranging care has power of attorney (POA) for the care recipient. The company should receive a copy of POA documents for their files.

Some companies also offer electronic communication and regular reports on care. This can be especially helpful for long-distance family members who are intent on making sure the services are worthwhile.

  • Ask about additional costs if care reports are something you are interested in.

Inquire About After-Hours and Emergency Calls

Identify how an agency handles special circumstances and who is responsible for making sure these calls are returned and acted on.

  • Ask how the company handles changes in care needs on short notice or when something happens after the office has closed.
  • Determine if the emergency procedure is acceptable to you, and find out if extra charges are incurred in these instances.

Review Caregiver Policies and Procedures

Every company should have policies in place stating that complaints, caregiver changes, schedule changes, and other issues are to be handled internally.

One of the benefits of hiring a home care company is that you are not directly responsible for managing your caregivers’ work.

Specific procedures regarding provider issues and staff contact information should be outlined in the service agreement.

  • Ask how to file a complaint and what the procedure is for investigation and resolution.
  • In the event of an unexpected absence, question how a temporary caregiver is assigned.
  • Verify the process for making a schedule change.
  • Ask how to formally request a new caregiver.
  • Ask how far in advance you need to request a schedule change or cancel a visit. Are there any fees associated with these changes if advance notice is not given?

Check the Home Care Company’s Reputation

Do some research to verify the reputations of local home care companies by asking neighbors, a minister or pastor, friends, coworkers, an elder law attorney, a financial advisor, or anyone you trust about their experiences with hiring home care.

If you don’t know anyone who has previously hired these services, consumer reviews and ratings are another way to learn about others’ experiences with specific companies in your area.

There are a million ways people can get referrals, but if you’ve found a company that fits your needs and has a great reputation around town, that is key in establishing trust and making a confident decision.

Use a Home Care Agency Checklist

As you speak with and vet potential home care providers, use this Questions to Ask a Home Care Company worksheet to keep track of the criteria that are important to you.

Once you’ve gathered all this information, you can easily compare the results, make a final selection, begin services, and enjoy some respite and peace of mind.