What is my mother's financial and legal liability if she is being cared for by an unlicensed caregiver?
My mother is moving into a distant relative's home who nursed her mother who had dementia until she passed away. The caregiver is not licensed. My mother is renting a room in her home and she will be acting as a caregiver but she is not licensed as such. I have been informed that in California my mother will have to provide worker's compensation if her caregiver should become injured and that she may have to provide unemployment benefits should she decide to move. Is this true? I was told this by an ElderCare consultant who is an LCSW. I will be talking with an ElderCare attorney regarding this and other things. Does anyone know about this? My family thinks I am making much ado about nothing - that the caregiver would never expect my mom to pay her medical expenses if she is injured helping my mom, etc. I am really concerned about protecting my mom from any financial and legal repercussions in this regard but my siblings think I am an alarmist. What do you think? Please note that I have been informed that all of the above has come about because of California's budget problems and the fact that there is no department or agency to regulate unlicensed caregivers.