Mother is in long term care nursing home. If her Medicaid is approved, should she sign over her social security check to the nursing home. Are there drawbacks to this? She is currently paying her Medicare part D and BC/BS premiums with this, her only income.
Once in a facility and Medicaid involved, realistically they have no more $$$. The only $ ever again from day 1 on is whatever your state has as their personal needs allowance. PNAs vary by state from $ 35 to $115.
If they have debts (mortgage, rent, CCs, life insurance premiums, etc.) either they default or family pays their debts. Some states do allow for a waiver or diversion of monthly income to pay mortgage if property is on market with Realtor listing (so no FSBO nonsense) but waiver has to be applied for. If there’s a community spouse, they need to apply for a diversion of income as well to become thier resource allowance.
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