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THIS AGING CARE ARTICLE SAYS:


In 2021, a single Medicaid applicant must have income less than $2,382 per month and may keep up to $2,000 in countable assets to qualify financially.


EVERYTHING I'VE READ ELSEWHERE SAYS:


So in a state in the continental U.S. that has expanded Medicaid (which includes most, but not all, states), a single adult is eligible for Medicaid in 2021 with an annual income of $17,774. ( or $1,481 mo. )


This is a BIG difference and I am totally confused. WHICH ONE IS RIGHT?


Thank you

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Yes, there are 3 kinds of Medicaid, that for Health Insurance, Community care and longterm nursing care. The criteria for Insurance is different than that for the other two.

Each state is different. Thats why we reply "in my State". Some States allow more than 2k in their spend down. Their income cap may be higher or lower. One member said that her state was changing the home being exempt clause where in certain instances it will be considered an asset and need to be sold for the recipients care.

What you need to do is talk to a caseworker at your local Social Service office and run these questions by them.

What is the spend down cap
What is the monthly income cap.
What are considered assets
What are considered exempt assets.

Being a married couple, things are a little different.
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The difference is LTC (nursing home) Medicaid and community based Medicaid health insurance. The $2382 is for LTC Medicaid. Please keep in mind that rules are different for every State, and even if your income is more than $2382 per month you can still be able to obtain LTC Medicaid, there are just different ways to go about it in each State. The expanded Medicaid for those with income of less than $1481 has to do with health insurance for the poor (but not for those medically needing nursing home care).
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gladimhere Aug 2021
Hooray Bill, that makes sense!
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Edit, see bills answer. I believe that is correct and makes sense.

Expanded Medicaid refers to community Medicaid, not long term care Medicaid.

Try and Google expanded medicaid in your state.

Maybe AC admin will explain when I report my own post.
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