The asset limit in the OPs state is $2k. NY is just about the only state allows more than $2k in assets (they allow $-5k).. It’s difficult to call the local Medicaid office and ask basic questions especially during COVID. The information for state Medicaid is easily found online.
You need to call your Medicaid office. Each state is different when it comes to the asset cap. As Worried said, 2k in most states but not all.
Are you looking into "in home" care or placing her in a NH. Each may have different criteria. You need to talk to a Medicaid caseworker and tell them what you are looking for. In my state in home and LTC the income cap is 2k for both. In my State its recommended that u apply 90 days before money runs out. This gives you time to get paperwork together and spend down the money. Be aware, Medicaid has their own aides or agencies they use. So you may need to get different aides if u hire an agency that does not take Medicaid. You will need to check to see if your state will allow private paid aides. Every state is different.
Your State should have a website you can refer to.
She will stay at home. Aides are already in place. I have 2 letters from physicians that already say she cannot be alone. Currently spending her money on aides. how low do I need to go before I apply for title 19? $5000, $2000,? How long goes it take to get on title 19 once you send the paperwork in, One month? two Months. looking for a time line
Just what financial status is “needed” is dependent on which Medicaid programs you are looking to get your mom eligible for.
if this is about getting her ok for LTC Medicaid, like in a facility, that’s a different set of “at need” for Medicaid than your looking for your mom to continue to live in her home but be enrolled in one of the many many community based programs (like PACE, or IHHS or low income Medicaid to be her secondary health insurance to her Medicare) that your states Medicaid may have available.
so what are you hoping for Medicaid to do / provide??? AND please please realize that your mom will also need to have a medical assessment done to establish she is medically “at need” for whichever program she’s applying to if this is for more than low income Medicaid health insurance (like via ACA affordable care act coverage). Often family/ DPOA get all caught up in doing an spend down & getting the folks all impoverished but overlook that they have to, like must be “at need” medically, as well for how Medicaid runs. Just being old, or having some dementia or needing help with thier ADLs may not be quite enough to get inhome health services that Medicaid pays for OR getting them cleared for getting into a NH for a LTC Medicaid paid bed OR getting into a PACE program. Financials are important but medical “at need” is too and thats ime in many ways lots harder to get done.
again, just what are you thinking that Medicaid going to do for mom?
Are you looking into "in home" care or placing her in a NH. Each may have different criteria. You need to talk to a Medicaid caseworker and tell them what you are looking for. In my state in home and LTC the income cap is 2k for both. In my State its recommended that u apply 90 days before money runs out. This gives you time to get paperwork together and spend down the money. Be aware, Medicaid has their own aides or agencies they use. So you may need to get different aides if u hire an agency that does not take Medicaid. You will need to check to see if your state will allow private paid aides. Every state is different.
Your State should have a website you can refer to.
if this is about getting her ok for LTC Medicaid, like in a facility, that’s a different set of “at need” for Medicaid than your looking for your mom to continue to live in her home but be enrolled in one of the many many community based programs (like PACE, or IHHS or low income Medicaid to be her secondary health insurance to her Medicare) that your states Medicaid may have available.
so what are you hoping for Medicaid to do / provide???
AND
please please realize that your mom will also need to have a medical assessment done to establish she is medically “at need” for whichever program she’s applying to if this is for more than low income Medicaid health insurance (like via ACA affordable care act coverage).
Often family/ DPOA get all caught up in doing an spend down & getting the folks all impoverished but overlook that they have to, like must be “at need” medically, as well for how Medicaid runs.
Just being old, or having some dementia or needing help with thier ADLs may not be quite enough to get inhome health services that Medicaid pays for OR getting them cleared for getting into a NH for a LTC Medicaid paid bed OR getting into a PACE program. Financials are important but medical “at need” is too and thats ime in many ways lots harder to get done.
again, just what are you thinking that Medicaid going to do for mom?