Commented on a discussion 11/29/2008 at 11:56 am
My husband has Parkinson's and is fairly limited now, but I am still able to take care of him and he can do some hygiene task himself with mt help.
...Read MoreMy husband has Parkinson's and is fairly limited now, but I am still able to take care of him and he can do some hygiene task himself with mt help.
We are being urged by senior services to go on and apply for medicaid? I am concerned at what point is the proper time to institute the application process for our best financial position? We don't have many cash assets, a few small life insurance policies, our home we are still paying on, two older high mileage cars, which probably need to be replaced for a dependable vehicle? Having to pay a ongoing visa card balance presently for the forseeable future?
My husband will fight me if he gets to the nursing home stage or if my delicate health issues make me a candidate for care suddenly? I have had triple bypass and carotid surgery with small stroke in 98. I am 67 and he is 68.
We feel we need to move to a larger city for more specialized care and perhaps qualified home care? Presently, services are limited here on the coast which we love. Of course, moving cost could be formidable and then what about selling the house to do it?
We are planning on consulting with a local attorney but I post this to see if any of you can offer us any experienced insights or realistic advice?
Thank you for your possible interest?
If we choose the spousal impoverishment law here in Oregon, if he passes away, where does that leave me financially?