Long Term Care Insurance Articles
Long-Term Care Insurance: How To Use a Policy and File a Claim
LTCI is a complex product, and family caregivers are often unaware of the specifics of a senior’s policy. Use this checklist to learn about coverage and the information needed to file a claim for benefits.1 Comment
Should You Consider Long-Term Care Insurance?
Long-term care insurance (LTCI) is one option for ensuring that you will be able to afford long-term care should you need it. This kind of product provides coverage for types of care that Medicare, Medicaid, and traditional health insurance do not.16 Comments
8 Factors to Consider Before Buying Long-Term Care Insurance
There are many considerations to take into account when buying a long-term care insurance policy. Make a better long-term care insurance purchase and save money after taking a look at these factors.25 Comments
What is the best age to buy long-term care insurance?
Long-term care insurance is worth considering for anyone with assets that he or she wishes to pass along to the family, not the nursing home.0 Comments
How to Pay for In-Home Care
Use this guide to explore all your options, such as insurance coverage, benefits and out-of-pocket sources, that can be used to pay for home care.26 Comments
How to Pay for Assisted Living
Most people pay assisted living fees out-of-pocket, but there are several options for paying for assisted living that you should be aware of.38 Comments
Financial Planning Strategies for Caregivers and Their Parents
Planning ahead for your elderly parent's long-term care can save the rest of the family both emotional and financial distress. Help your parents avoid financial pitfalls with these 3 financial strategies for planning future care.29 Comments
Long-Term Care Insurance Rates on the Rise for Women
Long-term care insurance rates for women could soon rise by as much as 60 percent. Find out why and how to avoid price hikes.1 Comment
Is Long-Term Care Uninsurable?
Options for funding future care are dwindling for the millions of baby boomers who will need pricey long-term services as they age, according to a recent industry analysis.2 Comments
Can couples “share” long-term care insurance?
Some long term care insurers offer policies where two people share one pool of benefits, known as "shared care" policies.2 Comments
Is there an age limit, or health restrictions that would prevent a person from getting long-term care insurance?
Generally, the younger you are at the time you purchase, the less expensive the premium and the greater the likelihood you will be health-qualified and accepted for coverage.6 Comments
Turning to ‘Shared Care’ for Cheaper Long-Term Care Insurance
Long-term care insurance can be a sound investment, potentially saving you and your loved ones thousands of dollars in future care. Shared long-term care insurance plans may offer a cheaper alternative.2 Comments
At What Age Should You Buy Long-Term Care Insurance?
At what age should you purchase long-term care insurance? The younger you are, the lower the premiums in many cases.52 Comments
What is Long-Term Care Insurance?
Long-term care insurance policies cover the cost of assisted living, nursing homes, home health care and other services related to long-term health care.8 Comments
Are long-term care insurance premiums refundable if the seniors dies without needing care?
If a person dies and does not use their long-term care insurance, the premiums are not refundable.2 Comments
What is inflation protection for long-term care insurance?
Inflation protection on a long-term care insurance policy makes sure that your policy keeps up with the rising costs of home care, assisted living and nursing homes.0 Comments
Who needs long-term care insurance?
Everyone, regardless of age, should consider long-term care insurance to pay for the cost of home care, assisted living or nursing homes.4 Comments
What is the age limit for buying long-term care insurance?
The age limit for buying long-term care insurance is usually 84 years old.0 Comments
10 Steps to Protect Seniors from Insurance Scams
Checking your parent's insurance coverage will not be your most exciting caregiver assignment, but it may prove to be one of the most important.4 Comments