Paying for Care Articles - AgingCare.com

Paying for Care Articles

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Many spouses incorrectly assume that there is no longer any VA assistance available to them after their veteran spouse passes away. Fortunately, a benefit called the survivors pension provides additional income to surviving spouses and their children.

A reverse mortgage loan is one option that may deserve consideration as retirement needs grow and savings and Social Security benefits may not be enough to retire on comfortably and with confidence.

Home care services are part of the VA’s standard healthcare benefits package. Learn how veterans and their caregivers can obtain the homemaker and home health aide services they are entitled to.

Home health care services and skilled therapy are covered by Medicare, but patients must meet 4 specific criteria in order to be eligible.

Qualifying for Medicaid is a complex process that many seniors and their caregivers have difficulty with. Each state's program rules differ, but "income cap" states allow applicants to use a specific trust to help them meet eligibility guidelines.

The emotions involved in relocating a senior often overshadow the medical, financial and legal implications. Make sure you and your loved one are fully prepared for everything that a move entails.

LTCI is a complex product, and family caregivers are often unaware of the specifics of a senior’s policy. Use this checklist to learn about coverage and the information needed to file a claim for benefits.

Many adult children and caregivers are concerned about how their parents' debts will be handled once they pass. For parents who are in long-term care facilities, there may be some states where children might be responsible for their bills.

Longer lifespans and rising health issues may mean your savings will not last throughout the end of your lifetime. Many middle class American seniors are considering applying for Medicaid to help with these expenses.

Families often struggle to find funds for their loved ones’ care, but adequate planning and awareness of all available options can make a world of difference.

It is important for seniors and their caregivers to stay on top of changes in health and medical coverage. A bit of foresight can go a long way for a busy caregiver on a budget.

For patients who are uninsured or have high deductibles, lab work and imaging services can be extremely costly. Fortunately, cheaper options are available that use out-of-pocket payment instead of health insurance.

If a family chooses to hire a private caregiver instead of one through an agency, there are some important compensation rules that need to be taken into consideration.

Seniors are more susceptible to certain oral health problems, like dry mouth, gum disease, and tooth loss, but they are also less likely than ever to have employer-sponsored dental insurance. That means it’s up to you to explore options for covering both routine exams and more specialized dental procedures.

Most individuals over 65 take multiple prescriptions every day, which can pack a serious financial punch. A veteran caregiver shares her strategies for finding and buying competitively priced medicines.

Understand the enrollment options and the basics of the Medicare system to save you and your family a great deal of money on healthcare costs.

Health care costs will take up a considerable portion of retirement savings, so it is vital to put away adequate funds and choose insurance plans are the best possible fit. Advance planning is the best way to ensure a happy and healthy retirement.

Every health care situation is unique, and this can make enrolling in Medicare even more complicated. Chances are help is available, but when in doubt, ask for assistance.

Long-term care insurance (LTCI) is one option for ensuring that you will be able to afford long-term care should you need it. This kind of product provides coverage for types of care that Medicare, Medicaid, and traditional health insurance do not.

A medigap plan can save you money if you'll be undergoing surgery, are at risk for health issues or travel outside of the US.
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