Medicaid Spend Down
Medicaid Spend Down Articles
Understanding the Medicaid Look-Back Period and Penalty Period
Seniors with limited income and assets must often use a spend-down strategy to qualify for Medicaid, but gifting can trigger a penalty period of ineligibility. Learn about Medicaid asset transfer rules to avoid problems with paying for long-term care.
8 CommentsA Prepaid Funeral Plan Should Be Part of Your Medicaid Spend-Down
Money paid for advance funeral planning can be an exempt expense under Medicaid rules. Learn more about how preplanning a funeral can help you qualify for Medicaid.
2 CommentsSpousal Impoverishment: Medicaid Spend-Down Rules for Married Couples
Medicaid spend-down rules for married couples are different, depending on where each spouse lives. When one still lives at home, known as the “community spouse,” they can often keep more assets and income to avoid what is called spousal impoverishment.
21 Comments“Spending Down” for Medicaid: One Caregiver’s Personal Journey
Navigating Medicaid’s financial eligibility requirements is complicated, and the spend down process is one of the trickiest parts. Learn from this caregiver’s experiences before devising your own Medicaid planning strategy.
86 Comments
Medicaid Spend Down Questions
Has anyone of financial means out there been able to get a spouse on Medicaid without using up savings? If so, how was it done?
7 AnswersMACinCT Replied 14 hours agoMom has to go to a NH. She has dementia and Parkinson’s. She has enough to pay for about 8 months. Her SS is 650 over the Illinois limit.
4 AnswersBarbBrooklyn Answered Mar 11, 2024In Ohio, healthy dad and ailing mom who is in NH. When do we apply for Medicaid, do payments we have made to date count towards spenddown?
4 AnswersMACinCT Answered Mar 11, 2024Is there an income limit to qualify for Medicaid in an assisted living facility if a person has spent their assets down to zero?
5 Answersigloo572 Replied Mar 6, 2024
Medicaid Spend Down Discussions
Medicaid planning.
4 CommentsAlvaDeer Commented Dec 26, 2023How do I prepare my wife and myself for Medicaid and still retain, or at least have access to, our long-saved-for next egg?
5 Commentsquesohusker Commented Aug 29, 2023The selling of a person on Medicaid’s personal vehicle after they have already been accepted to help cover their expenses?
3 CommentsGeaton777 Commented Aug 17, 2023What are your thoughts on making final arrangements for your loved ones?
20 CommentsNeedHelpWithMom Commented Jan 2023
Medicaid Spend Down Related Topics
- Elder Law
- Care Decisions
- Alzheimer's & Dementia
- Home Modification
- Forms & Documents
- Burnout
- Long-distance Caregiving
- Signs of Dementia
- Driving
- Cognitive Decline
- Area Agency on Aging
- Cancer
- Durable POA
- New to Caregiving
- Working Caregiver
- Violent Behavior
- Lewy Body Dementia
- Memory Loss
- Moderate Dementia
- Aging in Place