Long Term Care

  • Protecting a Senior Against Coronavirus

    Coronavirus is especially worrisome for those who are living with elderly loved ones. Family caregivers should take the following precautions to protect seniors from COVID-19.

    4 Comments
  • Choosing a Long-Term Care Facility: Tips from a Certified Nursing Assistant

    On senior living tours, guides often direct your attention to the shiny features they’re proudest of. These amenities may be great, but this checklist of essentials can clue you in to the subtler indicators of a quality community.

    3 Comments
  • How to Pay for Long-Term Care

    Families often struggle to find funds for their loved ones’ care, but adequate planning and awareness of all available options can make a world of difference in paying for long term care.

    6 Comments
  • When Is It Time to Place a Loved One with Dementia in a Long-Term Care Facility?

    Family members often struggle with decisions regarding memory care. There is no downside to placing a senior with dementia in a facility too soon, however there are many consequences of waiting too long.

    42 Comments
  • 4 Steps for Successful Long-Term Care Planning With a Spouse

    As a couple, facing the financial and emotional requirements of long-term care is a challenge. Here are the four steps to successful long-term care planning with a spouse.

    1 Comment
  • Emergency Planning: Is Your Loved One’s Long-Term Care Facility Prepared?

    Every long-term care facility should have a comprehensive disaster preparedness plan in place. Be sure to ask your loved one’s senior living community how they handle emergency situations like hurricanes, earthquakes, tornadoes, floods and fires.

    1 Comment
  • Find Care & Housing
  • Senior Housing Options for Dementia Patients

    Deciding what type of long-term care an aging loved one needs is far more complex when dementia is a factor. Explore senior housing options and the limitations of each when considering the appropriate level of care for a senior with dementia.

    14 Comments
  • Using a Reverse Mortgage Loan to Age in Place

    A reverse mortgage loan is one option that may deserve consideration as retirement needs grow and savings and Social Security benefits may not be enough to retire on comfortably and with confidence.

    0 Comments
  • Comparing End-of-Life Care Options

    Hospice, palliative care, home-based care, hospital-based care and long-term care facilities are all viable end of life care options. Compare end of life care types, where they are provided, the benefits offered and how these services are paid for.

    3 Comments
  • When to Apply for Medicaid

    Medicaid can help with long-term care costs, but eligibility is determined by a combination of many factors. The rising cost of care makes planning in advance a priority when considering paying for senior care costs.

    8 Comments
  • Top 5 Strategies for Protecting Your Money From Medicaid

    Many seniors must apply for Medicaid to afford long-term care. Here are strategies families can use to protect some of their assets while still qualifying for financial assistance with nursing home costs.

    23 Comments
  • Understanding the Medicaid Look-Back Period and Penalty Period

    Seniors with limited income and assets must use a spend-down strategy to qualify for Medicaid, but gifting can trigger a penalty period of ineligibility. Learn about Medicaid’s asset transfer rules to avoid problems with paying for long-term care.

    8 Comments
  • How to Use a Life Insurance Policy to Pay for Long-Term Care

    Unsure about how you will be able to pay for elder care? Learn how to convert your life insurance policy into a Medicaid-qualified asset.

    23 Comments
  • How to Legally Force a Loved One to Move to a Senior Living Facility

    What is a caregiver to do when a senior refuses to move to long-term care but is no longer safe living at home? Guardianship is a tool that allows adult children to make decisions on behalf of an aging parent when they are no longer competent.

    53 Comments
  • Short-Term Home Care vs. Long-Term Home Care

    Whether a senior requires temporary help at home following discharge or requires permanent support to avoid placement in a long-term care facility, in-home care services can be customized to meet their unique needs.

    7 Comments
  • Seniors Behaving Badly in Long-Term Care Facilities

    It’s impossible to anticipate how a senior may interact with other residents and staff in settings like assisted living facilities and nursing homes, but staff should be prepared to handle difficult interpersonal issues and defuse tensions.

    8 Comments
  • Senior Rehab: Medicare Coverage of Skilled Nursing Facility Stays

    Medicare pays for senior rehabilitation in a skilled nursing facility, but only for a limited time and under certain circumstances. Be aware of Medicare’s rules for rehab coverage to avoid costly surprises.

    42 Comments
  • What’s the Difference Between Skilled Nursing Care and a Nursing Home?

    The terms skilled nursing facility (SNF) and nursing home are used interchangeably to describe residential long-term care settings for seniors. Skilled nursing care, as a service, can be provided by a home health aide in a senior's home.

    5 Comments
  • How to Talk to Elderly Parents About Assisted Living

    The conversation about moving to a long term care community or an assisted living facility doesn’t have to be difficult or emotionally charged. Use these tips to encourage discussions about senior housing before a crisis arises.

    23 Comments
  • Senior Living Tours: What to Do When an Elder Refuses to Get out of the Car

    Often caregivers manage to convince their aging loved ones to tour a long-term care facility, only to find that upon arrival they won't budge from the car. Use these tips to empathize with your parent and encourage them to give senior housing a chance.

    5 Comments
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