Long Term Care Articles

  • Choosing a Long-Term Care Facility: Tips from a Certified Nursing Assistant

    On senior living tours, guides often direct your attention to the shiny features they’re proudest of. These offerings may be great, but it is crucial to use an evidence-based method to determine the quality of care your loved one will receive.

    1 Comment
  • How to Pay for Long-Term Care

    Families often struggle to find funds for their loved ones’ care, but adequate planning and awareness of all available options can make a world of difference in paying for long term care.

    6 Comments
  • When Is It Time to Place a Loved One with Dementia in a Long-Term Care Facility?

    Family members often struggle with decisions regarding memory care. There is no downside to placing a senior with dementia in a facility too soon, however there are many consequences of waiting too long.

    40 Comments
  • 4 Steps for Successful Long-Term Care Planning With a Spouse

    As a couple, facing the financial and emotional requirements of long-term care is a challenge. Here are the four steps to successful long-term care planning with a spouse.

    1 Comment
  • Senior Housing Options for Dementia Patients

    Deciding what type of long-term care an aging loved one needs is far more complex when dementia is a factor. Explore senior housing options and the limitations of each when considering the appropriate level of care for a senior with dementia.

    14 Comments
  • Using a Reverse Mortgage Loan to Age in Place

    A reverse mortgage loan is one option that may deserve consideration as retirement needs grow and savings and Social Security benefits may not be enough to retire on comfortably and with confidence.

    0 Comments
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  • When to Apply for Medicaid

    Medicaid can help with long-term care costs, but eligibility is determined by a combination of many factors. The rising cost of care makes planning in advance a priority when considering paying for senior care costs.

    7 Comments
  • Top 5 Strategies for Protecting Your Money from Medicaid

    Many aging adults must apply for Medicaid in order to afford long-term care. Here are some strategies for preserving some of your wealth while qualifying for financial assistance.

    20 Comments
  • How to Use a Life Insurance Policy to Pay for Long-Term Care

    Unsure about how you will be able to pay for elder care? Learn how to convert your life insurance policy into a Medicaid-qualified asset.

    23 Comments
  • How to Legally Force a Loved One to Move to a Senior Living Facility

    What is a caregiver to do when a senior is no longer safe living at home but refuses to consider moving to long-term care? Guardianship is a tool that allows adult children to make decisions on behalf of an aging parent when competency is in question.

    51 Comments
  • Short- and Long-Term In-Home Care

    Whether Dad needs help around the house for a few weeks after he’s discharged from the hospital or Mom requires around-the-clock dementia care, in-home care can meet both short- and long-term needs.

    7 Comments
  • Seniors Behaving Badly in Long-Term Care Facilities

    It’s impossible to anticipate how a senior may interact with other residents and staff in settings like assisted living facilities and nursing homes, but staff should be prepared to handle difficult interpersonal issues and defuse tensions.

    9 Comments
  • Does Medicare Cover Stays in Skilled Nursing Facilities?

    Medicare pays for inpatient skilled nursing care, but only for a limited time and under certain circumstances. It is crucial to be aware of the complex rules for SNF coverage to avoid costly surprises.

    42 Comments
  • What’s the Difference Between Skilled Nursing and a Nursing Home?

    Nursing Homes are skilled nursing facilities for seniors. The terms skilled nursing facility (SNF) and nursing home are often used interchangeably. Skilled nursing, as a service, can actually be provided in other senior care settings, including the home.

    5 Comments
  • Senior Living Tours: What to Do When an Elder Refuses to Get out of the Car

    Often caregivers manage to convince their aging loved ones to tour a long-term care facility, only to find that upon arrival they won't budge from the car. Use these tips to empathize with your parent and encourage them to give senior housing a chance.

    5 Comments
  • Medicaid Estate Recovery: Long-Term Care Benefits Aren’t Necessarily “Free”

    The goal of the Medicaid Estate Recovery Program (MERP) is to recoup all the money that Medicaid spent on a beneficiary’s care. Learn what families can do to minimize the impact of the recovery process.

    89 Comments
  • VA Aid & Attendance Pension Helps Veterans Cover the Costs of Long-Term Care

    A tax-free monetary benefit from the VA can help low-income veterans who require the aid and attendance of another person pay for care services in their own homes and in residential settings like assisted living facilities and nursing homes.

    29 Comments
  • How Can My Elderly Parent Qualify for Medicaid?

    Find out how annuities play into Medicaid planning for your elderly parents. It may seem hard to believe that annuities can help the elderly qualify for Medicaid - yes, Medicaid. This is sometimes called the "Half-A-Loaf" approach, and in certain cases, it can be a lifesaver for those who need the help the most.

    45 Comments
  • How to Take a "Vacation" From a Long-Term Care Facility

    The specific rules of non-medical leave depend upon who is paying for a resident’s care. Avoid costly mistakes by learning about the different policies nursing homes put in place.

    0 Comments
  • Exploring Our Long-Term Care Options

    Family Caregiver Blog: Charlie and I just visited a local assisted living facility to see whether it might be a viable housing option for us in the future. We were shocked.

    15 Comments
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