My 94 year old mother has dementia. She is getting to a stage where she is becoming suspicious, angry, agitated and also has hallucinations which have been going on for the last two years. She is currently on 25 mg of zoloft and her dr seems to think that increasing the dose to 50 mg might be of help. She dreams of her deceased relatives and thinks they have visited her during the night. I would appreciate any comments as to whether increasing the dosage would help. Also, would anyone know how to protect the assets from a life insurance policy which has a cash-in value from Medicaid. This policy is solely for her burial costs, but I was told since it can be cashed in, it is considered an asset and would keep her from getting medicaid, should she have to go to a nursing home. She lives with me and my husband and has no other assets. Would appreciate any comments on this as well. Thank you.