My mom has signs of dementia and lives alone in another city (We're just now starting to work on addressing that). She's never been very competent with finances--neither have I to be honest--but in recent years she's been making unsound decisions and not prioritizing bills and needs. Her only income is social security and she is always behind on bills, or ignores some, or forgets, etc. I don't WANT to be involved, as it's part of her ever-diminishing independence, and by extension mine as well, but I am also unable to continually bail her out when she runs out of money because she isn't spending it on priorities. I don't think she would allow a full FPOA (she trusts shady predatory loan companies more than she does me), but maybe I can "trick" her into a setup in which I semi-control her money for her using a joint account? Any thoughts? Thank you! Sorry for the rant.