My Mom can't afford car insurance. She is in a nursing home in NJ under Meidcaid, and they won't allow for her funds to cover car insurance while we sell it, but it is taking longer than we expected to get it sold. We can't afford to pay for it ourselves. If it lapses, and we let someone test drive it and they get in an accident, will it be a problem for her either fianncially of legally?
Also, will we have a problem with the DMV when we sell it if she does not have car insurance?