My mom has MediCal, she is in not in a nursing home and lives at home. She lived with her boyfriend for about 20 years, he died and left her the house. We got a lawyer who had my mom quick claim the property to me and my brother, and put her on an occupancy for life. We are now trying to sell the house and move her in with my brother who can provide her with better care. I know MediCal has certain laws about such things, can someone help me in understanding if she will face an issue from them?
This is my understanding, but maybe I'm wrong.
1) Since the house she recieved was her primary residence it is an exempt property from MediCal.
2) There are no transfer penalties for transfering exempt property.
3) She gifted it to me and my brother, if we sell the property we will be the ones who make the profit, so she should not be disqualified for the 2,000 dollar limit.
4) Even if the house was ruled none exempt, becaues she inherited it (even though she lived there)...The penalty for MediCal would only be triggered if she entered a nursing care facility.