First, I am an only child. I was left out of my mother's business affairs. But when I began to take over I learned many things, one is that she had taken out a mortgage on a home that had been paid for several years earlier according to my knowledge. When I had to take charge because of a broken hip and signs of dementia, I learned a lot of things that were going on in her life I never knew. People that used her to get what they wanted (many were relatives) and it hurt, but I never treated them any different. They just don't know I have seen papers where she used her credit cards for them.
She is at a point where I would like to place her in a NH, but I wonder about the mortgage on the house. I cannot afford an attorney, therefore, I am waiting for help from our local Aging Service Agency. My name has been placed on the waiting list. I just wonder if anyone has had a similar experience, please share! Thanks!