I figure I'll be told an elder attorney is my best bet...however.
Say my husband and I look into buying a bigger home with an extra first floor living situation so we can move my mom in, and we have her contribute some "rent".
Would this interfere with the Medicaid "look back" stuff? I am not considering going in with her to purchase a home (too confusing). She does have a lump amount of money from the sale of her home just sitting in an account that I know one day she'll have to spend down to ever qualify for Medicaid should that time come.
But just rent/help with groceries, just extra cost of having another person live with us. She is insisting that this is what she does if she did move in with us. I just didn't know if Medicaid was all: WOAH! She paid you too much a month...or something like this.
Currently, she just moved into an assisted living facility. This was due to the fact she was skipping/doubling up on taking her BP meds as well as a 4am call that she had caught her robe on fire making bacon at 3 am. She is dealing with some mix-ups on what time of day it is and pretty good dementia. She lived by herself, so I felt it was no longer safe for her to be alone, and our two story home is a little cramped already and her knees make climbing stairs quite prohibitive.
She is saying she is very depressed at this facility and it is "an old person's home". On one hand she is the youngest looking one there, but on the other hand...well, as I stated...burning robes and missed/doubled up medicine (falls occasionally as well). Anyhoo I feel bad for her to have to sit at a table with some people who have food falling out her mouth, and I don't want her to be depressed. But...I can't move her in our house presently. So...I'm pondering us buying a house with a first floor bedroom and letting her contribute. We could certainly use a little help towards groceries, utilities and even some of the mortgage payment.
Ok sorry, long message. Thoughts?