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He has no life or burial ins. He was admitted to a nursing home last year because the doctors deemed him not safe to live independently. He is currently on Medicaid and Medicare. I am concerned that if he passes suddenly the cost of funeral arrangements would be impossible to meet.

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@txcamper: Thank you for that helpful and compassionate answer. My father was not in my life until he got this diagnosis last year; therefore I have not been privy to his financial planning. He has no assets or insurance so I know the responsibility of these services will fall to me. It is a bit overwhelming but something that I wanted to get out in front of.
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I will say this in advance, that I do not know anything about pre-paid funeral plans and how they work. But, my in-laws did that, and while there are a few expenses still owed at the time of burial, that might be an option for you. Expenses still owed included: flowers, opening and closing of the grave, obituary, thank you cards, certified copies of the death certificate, officiants, the guest book, limos, that sort of thing.
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Unfortunately, 76 is young, anymore. He may live 10 years. Perhaps you could begin to pay for it, now. Then, medicaid can't touch that money.
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I suggest that instead of trying to find a life insurance or burial policy, you save the money you'd spend on a policy and plan to spend it on the funeral.
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Is there a legal burial policy that I could purchase?
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NO you cannot, certain medical conditions preclude writing a policy.
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