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Medicaid is a tax payer funded assistance program. The more it pays out, the more it costs we taxpayers. The money should be spent for the person's care, not an insurance policy that benefits others.
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Is Medicaid and ss the same thing
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No, SS is what you receive for all the long, difficult years you contributed to the program. Medicaid is a tax payers funded program for those who are ill and cannot pay for in home or nursing home care.
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Actually, if the policy has cash in value it needs to be cashed in. It can be used for a prepaid funeral or to help offset the cost of his care. The owner of the policy will never benefit from that money, the beneficiaries benefit.
Like said Medicaid is paid for thru tax dollars.

If the policy has no cash in value or is held by the employer, then Medicaid won't touch it. If you happen to benefit from the policy, then u can pay the premium. It all depends on who benefits if its worth continuing payments.

A person needs Medicaid when they have no assets and their income is low. In my State u are allowed 2k in a bank account. Ur SS and pension go towards ur care (unless there is a spouse). A Personal Needs acct is set up and (in my state) $50 a month, from their SS, is put in it. This can be used for cutting/styling the hair. Goodies out of the vending machine, clothing, etc. The balance in the bank acct can be used only for personal needs of the resident.

The only time I have heard of Medicaid allowing for an insurance premium to be paid was for supplimental health insurance. Can't understand why they would allow a life insurance policy premium to be paid unless Medicaid was the beneficiary.
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Medicaid is taxpayer funded and is a safety net. My dad had $1700 per month income - but nursing home cost $15,000 per month. The only way he could be in the nursing home was that Medicaid paid for it. The TAXPAYER paid for it. His $1700 per month went for his share of cost. He had a small $50 allowance for personal items.

Medicaid is a taxpayer funded program - for those who have no assets. A life insurance policy is an asset that likely should be cashed out. Or discontinued.

If you want the life insurance policy then pay for the nursing home too.
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Some people do keep enough money each month to pay their life insurance premium, however, it's my understanding that the funds that they keep are ONLY supposed to be used for their care, such as food, clothes, toiletries, etc. and not for anything else.
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If they are on Medicaid and in LTC then there is no way they are keeping enough to pay for their life insurance policy unless their small monthly PNO covers the premium.
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Medicaid is the government program for people with minimal income and assets.  It is not meant to pay for health care of long term care so  you can leave an estate to your heirs.
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This is a rhetorical question, right? It's the government...very little of what it does makes sense.
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Except this DOES make sense......
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