I get full medi-cal (medicaid) @no cost. It covers ALL-co-pays, deductibles, hospital, everything. Meaning I don't pay a cent for anything. Inpatient, outpatient hospital, drugs, xrays, anything you can think up. I pay out of pocket ZERO. We make $1815 per month as a Couple. Why sign up for Medicare at all when Medicaid covers everything, INCLUDING what medicare doesn't pay? Again, I pay no money for anything at all, no matter what happens to me. Thanks ahead of time for any advice.