A T-4 spinal cord injury means bladder and bowel are neurogenic. This requires intermittent catheterization for urinary empting. Also, a bowel program is necessary and can include digital stimulation. It doesn’t make sense that no one will do it. I’m currently paying for a little relief, but still have to perform those tasks.
I have worked with a 3 quads when they were hospitalized and who lived for 2 or 3 decades. They were rich in their youth by inheretance, but their personal complaints was how to find services on the spur of the moment when there were callouts. Also they all said that they had to hide the valuables.