CG told mom a few weeks ago that dad had tripped over the bathroom rug, and caught himself on the door. Mom did not hear/witness this. This week CG told Mom that she had tripped over the same rug. It is non slip, and covers the majority of the floor. She is always short of money, and Mom is worried that she is setting something up for a lawsuit. ( I have had no issues with the gal, but lately Mom seems to be looking for an "out".. ) I said perhaps she is trying to nicely let Mom know rugs could be a fall hazzard.. But I got to thinking. I assumed this sort of thing would be covereed by agency insurance, and I just sent an email to the agency. Anyone have experience with this?