& what kind of docs? With no trustworthy family members to rely on in the case of my own mental disability, After caring for my Dad who passed a few months ago at age 93, I'm now looking at my own future. My brother and his family deeply resent me for offering my home to Dad in his last years because they wanted access to his money before he died. Dad agreed with me to set up a trust so his money went for his care during those years, which it did. When he died, all Dad's funds were split 50/50 between my brother and me, as Dad intended. My brother and his family won't speak to me now. I don't anticipate this schism or my brother's resentment will ever change. I'm 59 and looking at my own potential future and feeling vulnerable. I am unmarried & have no children, no other relatives other than my brother and his family who I can't trust. I set up a Medical POA with a good friend but haven't known her long enough to be able to 100% trust she would never be tempted to take my savings; something that is possible with DPOAs. I've seen a CPA (who works in a small firm) who recommends setting up a revocable trust with himself in charge of the $ and my friend in charge of my physical needs. I was told by an attorney, not part of his office, that I didn't need a trust - only a DPOA for financial decisions in the event of my incapacitation and a Medical POA. Here are my questions: (1) Would be it safer to list as my DPOA the CPA or the firm he belongs to? I'm thinking that if he retires in a few years, if I had appointed him personally as my DPOA and not his firm, I might have a problem. Also, I would hope I could trust a firm over an individual CPA. He seems trustworthy, but you never know. (2) This CPA offered the use of an attorney who he usually deals with to write up all the necessary documents. Is this a conflict of interest and might this put me at risk? (3) I don't want to lose ownership of my home which I understand would happen if I put the house in the trust - it would belong then to the trust. I am concerned now only of protecting myself from the possibility of my brother going to court and claiming guardianship of me if I were incapacitated - or the court choosing him as my guardian given that he is the closest relative. This would be disasterous for me. My brother would take all my assets and leave me without anything. He would have done that to our father if given the opportunity. (4) What kind of documents do I actually need to have in place? Would a DPOA and medical POA suffice or would it be better to establish a Living Trust and separate medical POA, given that my home would not be part of the trust? My understanding of trusts is that these docs are set in place to help prevent probate. At my age, I'm not so worried about what happens to my assets after I die. I have a will already so am just trying to get documentation established to prevent my brother or any of his family from getting guardianship of me if I cannot answer for myself, either by going to court or being assigned my guardian by a court by default. I live in Texas. Does anyone know of someone who had to rely on non-family for POAs? I would like to know what they decided and how that has worked for them. Thanks in advance for anyone's thoughts and sorry for all the questions. It is a complicated matter that I just don't want to make a mistake on.