I handle all of Mom's finances and I'm an only child. She saved well and owns her own home, but now with 24/7 care costs her cash finances are down to about 5 months. I do not expect Mom to be with us more than a couple more years. Her home could be worth at least $350,000. In your experience, what are the pros and cons of each of the above methods of getting an influx of cash to pay her living expenses. She gets a good amount of Social Security and should soon also be getting VA Aid and Attendance. Thanks for the help.