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Plan too expensive.

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Yes, what do u mean by "social grant"? Do you mean Social Security? How old are you? Are you in the US? We really need more info.
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How old are you and your husband?

What state or country are you currently living in?

What is a "social grant"?
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Don’t understand your question.
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As much as we would like to help you, we don’t have a lot of information.

Can you please fill in the blanks.
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