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She is 95 in good health, I am her son and cargiver, she lives alone in an appt. She would like to spend her money down before applying for Medicaid, one thing she wants to do is take my wife and son and myself on a vacation. About a $5000.00 vacation, she needs to spend down about $30,000.

She is healthy and living alone. Are you trying to qualify her for a nursing home? To qualify, she needs to be deficient in at least 2 ADLs such as toileting, bathing dressing, incontinence, transferring, or eating. If she is fully capable, Then she cannot qualify.
She needs to spend everything on herself. The look back is 5 years. If she does need NC, one way to qualify her is to get her into a home a few months ahead of applying. While she is able to private pay, you have a better opportunity to get her in a good place. If you wait until the last minute, the state will place her in the next open bed which may be of poor quality or far away from you.
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Reply to MACinCT
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Is there any chance if there is a valid reason for travel to the particular area?
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Reply to MargaretMcKen
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Absolutely not. She cannot spend money on a vacation and have it count toward the spend down. The money has to be spent on her care.
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Reply to worriedinCali
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No.
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Reply to UsedupDIL
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No. Family vacations are not considered valid spend down for Medicaid.
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Reply to Guestshopadmin
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It might be a bit more 'saleable' to Medicaid if she paid for one of you to care for her, but not the three. Perhaps you and your wife if it's justifiable, on the basis that your strength is needed and your wife is needed for privacy toileting when travelling. You pay for your son. Let's see what other people think.
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Reply to MargaretMcKen
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worriedinCali Oct 7, 2018
This won’t work with a Medicaid spend down. There’s no making it more “saleable” to Medicaid.
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