Bill collectors are calling my mother in hospital! My sister has financial power of attorney but it is supposed to kick in when my mom is "incapacitated" - my mom is confused a lot of the time, but is not 100% incapacitated. Do we have to get her doctor to declare her incapacitated?
Last, any tips on how to do this compassionately would be appreciated. We just want to keep the creditors from fleecing her with late charges and higher interest rate tiers kicking in, and we don't want her to have to worry about this.