What will happen to my Mom if there are no assets left to pay for her nursing home, nor Medicaid approval?

Will the current nursing home put her out on the curb? Are they legally obligated to find her some type of community care? Her family is not able to pay for her care, nor bring her home. She can not walk, nor get around on her own, and needs care.

Answers 1 to 10 of 23
Why is she not eligible for Medicaid?
The reason could make a difference in the outcome.
Why not Medicaid approved? Read about what bryort posts. Schizophrenic Parent was evicted from facility and state would not step in when parent ran out of money, Medicaid was denied, and no options. Pretty stark. Nursing home has to get paid for care and Medicaid is the option.
Not sure why the NH cannot help u with a Medicaid application. Lots of people transition from private pay to Medicaid. You need to talk to the Social Worker at the facility.
Are you saying that Medicaid approval is "pending" or has it been denied? If the NH accepts Medicaid patients, they will in all likelihood allow patient to stay "Medicaid Pending" as long as the application contained no red flags.
Top Answer
Medicaid is asking for 5 years of bank statements and verification of receipts/invoices/deposits/withdrawals of anything over $200.

How on earth does someone obtain ALL those statements from the bank?
How much paper will that take to print ALL those statement?
Plus I don't have all the receipts or invoices for anything over $200.

I'm at a total loss and have been very overwhelmed by this to where it's almost
making me sick.
Care, banks are very used to getting multiple years of bank statements for government entities like IRS, Medicaid, Social Security for Disability -- the main thing is that the account holder or power of attorney gives permission and pays for the printing. They will tell you the cost up front before they do the work. That is the easiest part of the process. If you have more than 1 bank, you ask each bank to provide the info. You can use your mother's assets to pay for this - Medicaid understands that expense is related to her qualifying.
If she has investments (hah for many of us), you can request copies from the investment company. Prior tax returns that Mom filed will show what companies she reported income from.
Credit card companies can also give you the copies of prior years' statements. If bank transactions included payment of credit cards, then you will have transactions to support part of the expenses.
Withdrawals of cash? Trickier to support, I agree.
This is what Medicaid is looking for. Mom makes $2000 per month in social security, pension, etc.-in 5 years she made $120,000. Mom owned a house for $100,000; maybe sold it. So in 5 years Medicaid is looking to see how that $220,000 was spent. There should be expenses by check or debit that follow house or apartment expenses, utilities, groceries, medications, etc. If there are patterns of regular withdrawals, Medicaid wants to make sure that Mom was not gifting away assets that could have been used for her care to family and friends. It's not uncommon on this board to have folks who want to get Medicaid for family member and keep parent's money for family. If Mom was paying folks for care, then there should be supporting documents for the caregiving through tax returns etc. The same way the IRS looks for support of tax deductions for charitable giving or business expenses, medicaid is looking to make sure that legitimate expenses reduced parent assets.
Sometimes there is a social worker at the nursing home who can help you with the medicaid application.
A good elder attorney would easily be able to sort through this and let you know your options. I know it will cost to get an attorney but this will save you a lot of grief. Yes a NH can dismiss you for failure to pay. 42 U.S. Code § 1396r - Requirements for nursing facilities.
I know the 5 year lookback can seem overwhelming. It will be time-consuming and perhaps paying for an Elder Law attorney to help would be worth it. I suggest contacting the Area Agency on Aging for your state to inquire about resources to help with the process.

The checks made out to her mortgage company or landlord shouldn't need much explanation, nor those made to a grocery store, or a clinic, etc. If Mom made frequent cash withdrawals over $200 each, that may be more of a challenge to account for. Apparently Medicaid thinks that pocket money should be under that limit. This is the part where professional help could come in handy.

Does the NH Mom is in accept payments from Medicaid? Then they most liking will continue with her on a "Medicaid Pending" status when your submit the application. (If they do not accept Medicaid, that is another problem entirely. But you still need to get that app submitted in order for her to go to another NH.

Alone or with help, do the best you can and get the application submitted. A health care facility can evict someone for non-payment so going through the hoops to get this application done is extremely important. Distasteful and time-consuming, but important.

Caregiverhelp11 - I’ve got to ask just what is the time-line / backstory on the situation?? You posted abt 2 1/2 yrs ago regarding your mom & the NH she was in and the issues with her falling. So over 2 yrs ago there was a clear pattern of her spending & where her $$ went; it should be relatively simple spreadsheet to show where spent if she was private pay.

Now IF she applied for and went onto Medicaid 2+ yrs ago and now Winter, 2017, and now Medicaid has issues with her eligibility, there has got to be something dramatically different regarding her assets that has surfaced. If that’s it what changed..... inheritance?, assets not disclosed?, citizenship?

If I’m recollecting right, SW at the NH in TX from 2 yrs ago told you something along the lines that full 24/7 oversight (for fall risk) realistically wasn’t possible & that mom would need a specialized facility if that’s what you wanted. So what happened between then & now?

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