My father (91) has been in assisted living for 2 years now. We researched several places and he chose the one he wanted. At the time he had plenty of money and for what he needed that should have lasted him several years. Prior to going to assisted living he gave a couple of his grandkids money for college. Over the past few months he has needed/wanted more care. Some of it is a legitimate need and others are just due to him just not wanting to do anything for himself anymore (AL confirmed this). His monthly costs have jumped up $2,100 since two months ago. While we are not in any immediate danger of running out of money, I am concerned that it could be a possibility in about 2 years. And that is only if he doesn't add on more care. I am concerned about the 5-year look back. I took over his bills two years ago and have kept backup for every check written. I am concerned about the money given towards college. That money is gone, paid for tuition and there is no getting it back. At the time it was given there was never a thought that he could eventually run out of money. His social security covered all his living expenses and he had a large nest egg in the bank. No one foresaw the astronomical costs that he would be racking up. What steps should I take now in the event that he may run out of funds? Eldercare attorney? Social worker? My father doesn't want to concern himself with any of this, he says it is my problem. He served in WWII, would he be entitled to veteran benefits? I never imagined he would live this long. What actually happens to a person when they outlive their funds?