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Unfortunately I work full-time and can't take my mother to the market or run other errands except for the weekends. She wants to go where ever whenever she feels like. She can't afford the car anymore or other expenses that go along with it, and she is causing me financial hardships now. I have trying to cover her bills to my determent. She is 79 and not a good driver, and is having cognitive and memory issues as well.

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I asked my aunt at what age she thought drivers should quit driving. She said "about 85". She was 87 at the time and being presented with the idea that she shouldn't be driving. She agreed to stop but told us we should move the car or she would drive it. Her Sisterinlaw gave her a hard time about it because aunt drove SIL around. Her old coworker (who was blind in one eye and a year older) said don't ever let anyone take your keys. She has since told me that she regretted giving it up (89) but at 90 she is satisfied that she chose not to drive any longer. It's a transition we all have to go through if we live long enough. A rite of passage if you will. The SIL never drove, depended on others. The old coworker is now on hospice. Aunt has dementia but still lives at home and tells others that she "orders out" all her food. I cook for her every week so I'm "orders out". Aunt was happy to save insurance and registration expenses but missed her little car very much in the beginning. 
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Thanks for the article! Yes, I do schedule doctor's appointments back to back on the same day and that helps some with work. Mom will not do the ride share to the market that her community provides either. I think she would like uber, but that presents a whole other set of problems....being able to use a smart phone. I hav thought about calling a local taxi service and talking to them about her situation and if they could accommodate her walker and oxygen. Unfortunately, the main issue is financial-she can't afford the expense of a car and I can not take on the additional expense at the moment.
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Here is a good article about when to take away the keys. https://www.agingcare.com/articles/is-it-time-to-take-away-the-keys-112306.htm

I know what you mean by your Mom wants to go where ever whenever she feels like it. I never knew until my parents stopped driving that they were out of the house 2 to 3 times per day. They couldn't understand why I just couldn't do the driving.... well, I had a full time job at that time. Driving my parents I used up all my vacation days, all of my sick days, and there were days with no pay. If I used my vehicle, they did pay for the fuel, but that didn't help for the days without pay.

My folks even refused to use a taxi or the County senior bus service... ride with a stranger driving?... them?.... no, nada, never.... [sigh].

Eventually I had to put my foot down. No running around to 3 groceries stores the same day because each one had a sale. I didn't take the afternoon off from work for that. I finally got my parents use to Peapod on-line grocery service, it wasn't easy, but I told them I just didn't have the time, I was needed at work. For doctor appointments I did back-to-back appointments so instead of using 2 separate afternoons, I just used one.

Good luck !!
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