In my case it was a death cert to close an account. But when my wife was alive she could not access her account because she did not have a current valid id.
I found it very easy, once my lawyer processed everything for probate. I just went to the bank and told them that I had a check from an insurance company payable to the estate of my husband. (Ask them before you go what paperwork they will need - probate documents, death certificate, etc.) They opened up an account for his estate. I deposited the check. As the executor of his estate, I was able to move the money out of the account. I kept the account open for several months just in case something else came in, and then closed the account. God bless you as you go through the process of handling all the paperwork. It feels overwhelming at times when your grief is a heavy burden.
However others here may have handled these matters, they are LEGAL matters and individual situations require an attorney, for accuracy.
Opinions / experience here isn't the same - although it may be helpful to you. Do not confuse personal experience of responses here with needed professional legal advice.
When you go to Probate they give you a list of things that need to be done to Probate the Estate. Its mainly just getting the IRS number and some State things done. If you feel ur not the one for the job, hand it over to a Lawyer. The Estate will be charged for the Lawyers services at time of the accounting and closing out Probate.
PS. A postscript on what I wrote before, I am assuming, if you are administrator or executor that you understand that you need an EIN number for taxes and for the bank. This is from the IRS and recognizes the person has died and allows taxes now to be paid by the estate of the person. A bank must have an EIN to open the account as the person is deceased and their social security number doesn't suffice. As I said, if you are administering an estate get an attorney. I tried to do some trust work myself, applied to IRS online and answered one question wrong which gummed up the works good. Online they ask "What date was the Trust created". I thought they wanted the date he make the trust, created the trust but they wanted the day of his death apparently. Whatever the case, like I said, it threw it back, and having the attorney on day one would have been such a help. Just the amount of mental burden off of you is an enormous help. You can watch youtube videos as well about applying for EIN online. But then doens't youtube have videos for EVERYTHING.
If ur the Executor you first need to go to probate, file the Will and get a short certificate to deal with the bank. If there is an estate where things will be sold, like a house, you just tell the bank you need to open an estate account. Once probate is closed and bills have been paid and the estate distributed among the beneficiaries, you go back to the bank and close the acct.
If no Will, someone needs to go to probate and become the Administrator. That person will have the same responsibilities as an Executor. The difference, the State will determine who the beneficiaries are.
Do you mean in dealing with bank accounts? Have you opened probate? Are you the executor or administrator? If you have the ORIGINAL death certificate and the proof that you are adminstrator or executor of a will the bank accounts will go from the name of the dead person to the name of their estate. Then you will continue on with gathering the assets of the state.
I am unclear what you actually mean here. There is a different need where a TRUST account is concerned. And of course any account that is in two names now belongs to the survivor and any account that is POD (pay on death) goes to the beneficiary. To collect THOSE accounts the survivor or beneficiary needs only a death certificate.
If you are executor or administrator of an estate I would STRONGLY advise that you seek a Trust and Estate attorney. It cost me overall about 2,000 to be guided in EVERYTHING from getting the needed EIN number for taxes to distribution of estate. I was glad of the guidance and thought it a bargain in the case of an estate of any size at all.
The best way to get clear answers on a SPECIFIC account type is to ask the bank. By that I don't mean a teller at the window. I mean a bank officer with whom you get an appointment. Good luck. It's a job, this.
Ask your Bank's manager.
However others here may have handled these matters, they are LEGAL matters and individual situations require an attorney, for accuracy.
Opinions / experience here isn't the same - although it may be helpful to you.
Do not confuse personal experience of responses here with needed professional legal advice.
A postscript on what I wrote before, I am assuming, if you are administrator or executor that you understand that you need an EIN number for taxes and for the bank. This is from the IRS and recognizes the person has died and allows taxes now to be paid by the estate of the person. A bank must have an EIN to open the account as the person is deceased and their social security number doesn't suffice.
As I said, if you are administering an estate get an attorney. I tried to do some trust work myself, applied to IRS online and answered one question wrong which gummed up the works good. Online they ask "What date was the Trust created". I thought they wanted the date he make the trust, created the trust but they wanted the day of his death apparently. Whatever the case, like I said, it threw it back, and having the attorney on day one would have been such a help. Just the amount of mental burden off of you is an enormous help. You can watch youtube videos as well about applying for EIN online. But then doens't youtube have videos for EVERYTHING.
If no Will, someone needs to go to probate and become the Administrator. That person will have the same responsibilities as an Executor. The difference, the State will determine who the beneficiaries are.
I am unclear what you actually mean here. There is a different need where a TRUST account is concerned. And of course any account that is in two names now belongs to the survivor and any account that is POD (pay on death) goes to the beneficiary. To collect THOSE accounts the survivor or beneficiary needs only a death certificate.
If you are executor or administrator of an estate I would STRONGLY advise that you seek a Trust and Estate attorney. It cost me overall about 2,000 to be guided in EVERYTHING from getting the needed EIN number for taxes to distribution of estate. I was glad of the guidance and thought it a bargain in the case of an estate of any size at all.
The best way to get clear answers on a SPECIFIC account type is to ask the bank. By that I don't mean a teller at the window. I mean a bank officer with whom you get an appointment.
Good luck. It's a job, this.