I have a relative in assisted living now and they are paying privately. They still have about $100K in personal assets. The rest of the assets were put into irrevocable Medicaid compliant trusts 6 years ago. We may get to the point soon where the ALF tells us his care levels exceed their ability to provide care and he needs to go into a nursing home long term.
What is that process like - if we want to get a Medicaid bed eventually? I'm assuming we would go around to all the local nursing homes that take Medicaid and say we need a long term bed, he has $100K in assets, X amount in SS and X amount in VA pension. Then I'm guessing some will tell us whether can accept that and how long it will take to get into a Medicaid bed - right? Once there, all the personal assets must be spent down to the nursing home, right? Then, once on Medicaid, all his SS and pension to the nursing home?
The place he is at now is also a corporate run AL that is not attached in any way to a nursing home. When your care needs increase, you need to find your own nursing home.