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Spend down the assets until you reach the VA limits.
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One's net worth is not taken into consideration at all when applying for service connected disability. He is probably receiving around 600/mth for this rating. When was the last time he was re-rated? If it has been 2+ years, it probably is worthy to ask for a re-rating exam and see if this will push his rating higher. If the results of that exam leave him at 40%, I would consider applying for and switching benefits to non-service connected pension plus aid and attendance which could bring in over 1800/mth BUT one's assets will come into play with this particular benefit.
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There's probably a formula under which all the variables are taken into consideration. I think you need to go through the application process to determine what the VA will pay.
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