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You need to talk to a caseworker arpt your Social Service office. Each State is different. And its called spend down and thats assets you have. Then there is an monthly income cap.
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“Buy down maximum” …do you mean what are the requirements for qualifying for Medicaid? If that is the case, check your state’s Medicaid application website.
Here is the link for artickes on this site.

https://www.agingcare.com/search?term=Qualifying+for+Medicaid
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