Under "Medicaid Protections for the Healthy Spouse" (google it) this appears . .
Some states, however, are more generous toward the community spouse. In these states, the community spouse may keep up to $123,600 (in 2018), regardless of whether or not this represents half the couple's assets. For example, if the couple had $100,000 in countable assets on the "snapshot" date, the community spouse could keep the entire amount, instead of being limited to half.
After a half dozen phone calls and hours of searching I have yet to come up with an answer to the question. Does this apply to the state of Indiana?