My mother passed away this week and I am staying with my father. After some power of attorney problems with my sister, my parents elder law attorney appointed a third party senior financial management service to hold POA. I have pretty much been out of the loop, my father doesn't share, the third party POA doesn't share. I found some paper work from last year where the elder law attorney describes how my parents are over-resourced for Medicaid (by $800,000) and she recommended a Medicaid trust expert to help. How does this work? Is this different from a 'spend down'? Does this mean any inheritance is gone? From what I read, the trust is setup with the state as beneficiary. Just as a side note, the POA firm has been very polite to me during this mourning period, and keep suggesting I go out shopping with my father to get some presents for my children (computers, phones, toys) - is this possibly connected? Guilt? Spend down?