Follow
Share

No one is there to help the in between!!! Why work hard all your life?? I am not physically or financially able to help!! Where is the help for these elderly????


Truly desperate!!!

If your parents didn’t gift money, can you be more explicit on why you think the 5 year look back is keeping them from getting assistance? Is their house involved somehow?
Helpful Answer (1)
Reply to rocketjcat
Report

Sorry, you haven't said what the problem is. Can't help with resources if you don't know what ur looking for.
Helpful Answer (1)
Reply to JoAnn29
Report

The five year look back may soon become the 7 year look back or the 10 year look back. The help that the government expects is for family to step up and help pay or take care of the loved one. medaid budgets are being cut not expanded. The tax climate is to eliminate programs. Tax payers don’t want more taxes.
Helpful Answer (2)
Reply to anonymous439773
Report

I am in the same situation. Back when father lived on his own and had plenty of money he gave grand kids some money towards college. At the time no one was thinking medicaid or assisted living. Now 3-4 later he is blowing through his money in AL and I am worried he will outlive what he does have. Can't get the money back, it was paid to the colleges. How many people really think about this 5 years before??? I think 5 years is much too long for a look back.
Helpful Answer (2)
Reply to lkdrymom
Report
Jrholla Aug 17, 2018
I agree. No one knows when the parents age, at what point does it become necessary, then if a spouse dies..it just all starts to snowball.
(0)
Report
If she gave money away, then she could ask for the money back to pay for her nursing home bill.
Helpful Answer (0)
Reply to cmagnum
Report
Jrholla Aug 17, 2018
Wish that were the case. Never had enough to give away though.
(0)
Report
Yes, to get the correct info, what happened that effected the five year look back.

Gave a large sum of money to someone?
From another country and hasn't lived here long enough.
Sold a house under market value.
Helpful Answer (1)
Reply to JoAnn29
Report

Did your mother gift away money and thus she isn't eligible for Medicaid? Do you understand the 5 year lookback?
Helpful Answer (3)
Reply to BarbBrooklyn
Report

Call your local Agency on Aging. We have recently applied for a Medicaid Waiver through our Jobs & Family Services Agency. It involves opening a “Qualified Income Trust” also known as a Miller Trust. They can explain it to you. Most states have a lot of different Medicaid programs. We have one called “Direction Home” and another called “Passport” here in Ohio. Do some online research, get some phone numbers and call around to see if there is help in your state.
Helpful Answer (2)
Reply to Ahmijoy
Report
Jrholla Aug 17, 2018
Thank you for that helpful information. I will check in Alabama. My parents never had enough money to gift to anyone.
Just worked hard and neither had very much education.
(2)
Report