My dad is a young 70 year old who is extremely able bodied and in fine physical health EXCEPT for the fact that he has advanced dementia with aggression and wandering. I've now learned that memory care facilities, despite sometimes being called "locked" dementia units, are not actually locked due to fire codes. It seems that most people in memory care are relatively frail, so the concept of someone being able to literally push open the door, set off the alarm, and run out makes my dad a liability, and this level of physical capability to elope from the facility is not actually common.
So my dad apparently requires an additional "private duty aid" to sit there with him 24/7 and make sure he doesn't run away. Obviously this is extremely expensive, and will drain all his assets in no time. What happens when all his money is gone? We've heard a number of rumors that SOME facilities will allow residents to stay and will somehow find a way to bill Medicaid, despite the fact that no memory care facility advertises this. Has anyone dealt with the draining of assets and the process of what comes next? Obviously people will not be thrown on the street, but I'd like to know how it all works.