My dad is in assisted living and mom is in memory care. Both of these are private pay. I have been trying to find out what happens when they run out of money, but haven't been able to get a straight answer from any one in the facility or where ever. All I have got from anyone is that they have a really good social worker or they change the subject. Obviously they can't just hand them their suitcase and send them to the curb - I hope. I have been told by friends that they have to find them a suitable place to go but if they have no money, what would this suitable place be since AL and MC are both private pay? And does the social worker find these alternate arrangements or is it my problem again? They have enough for a couple years providing nothing happens, so it's not a panic situation yet. I am in NY if that matters. I feel like I am constantly running in circles or up against brick walls with this caregiver role.