My MIL has moderate dementia - her husband passed and we have moved her to our home in CA from FL as she could not care for herself. We are looking for board and cares. Her assets should cover 2 yrs of care. Does anyone know the different scenarios that could play out when she is out of funds?
assistance available in CA when it comes to long term care. BUT...Medi-cal won’t pay for room & board in a non-skilled environment so when your MILs money is gone, you would have to either pay out of your own pocket for her to stay at the board & care home, OR move your MIL to a memory care facility. Medi-cal will pay for memory care. They will also pay for a nursing home. All of her income will go to the facility and she’ll be allotted $35 a month for personal needs. If she’s on SSI with no other income, there are some board & care homes that will take just her SSI as payment and let her stay. But those are rare and it’s probably hard to get a bed in one of those homes due to high demand.