I am currently the primary caregiver for my Mom, age 86 with end stage dementia. I have been thinking toward the future and my concerns grow. When I leave my Mom, I have a house of my own which I still owe $40,000 on. It needs work and since I haven't been working for the past two years, I don't know what I my financial future looks like. I am currently 61 years old who has blown through my savings after quitting work to take care of my Mom. I will have a small amount of financial support from my brother until I get my life back together. I do have an IRA but certainly not enough. I don't know whether to try and go back to work at 61 or retire at 62 and work as well. Basically, I am terrified. My car is getting quite old and needs repairs. This is absolutely overwhelming to me. Is anyone having a similar experience and what would be your advice?