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Mom has been on Medicaid since 10/18. She is a retired state (LA) employee & still has her Blue Cross insurance even though she receives Medicaid. Blue Cross EOBs still come in the mail. She also had Tri Care prior to Medicaid. My questions are: Does Medicaid affect the coverage Blue Cross & Tri Care provide? If so, how? Is Medicaid now the primary insurance w Blue Cross & Tri Care providing secondary coverage?
***I would ask Mom, siblings or Dad these questions, but they keep me in the dark. When I ask NH staff questions, they call both of my brothers. I was Mom’s primary care giver for 11yrs. Although she was primarily self sufficient, I was the only one there if she needed anything. Nobody else cared. Since Mom’s been in a NH, Dad & siblings have interfered with the relationship Mom & I had to the point she no longer speaks to me. These people showed up when money, property & inheritance was threatened by Medicaid. I’ve been there all along. I’m still here.

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In many states, Medicaid pays the supplemental insurance premium.
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In NJ you can drop your supplimental/secondary, once Medicaid takes over. But it has been mentioned that some States rather you keep the secondary and allow a deduction from the SS that goes to the NH to pay for the premium. So it would be

Medicare primary
Then supplimental
Then Medicaid.

No family member is required to pay the suppliment.

You need to talk to a Medicaid caseworker concerning how this works in your State.
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Typically Medicaid is the payer of last resort so if she had private insurance through Blue Cross, claims would be processed through them first and then sent to Medicaid to pay the difference. This is typically what happens with medical care, hospitals etc.

Certain services are only covered by Medicaid so those would be billed directly to them.

Hope this helps
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If you are not currently your mother's PoA then no one can legally discuss this with you. If EOBs are coming to you in the mail, these should get forwarded, unopened, to your mom's PoA so they can know what's going on and then deal with it. They are the only ones who legally can.
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lsudvm91 Apr 2021
My brother w POA asked me to open Mom’s EOBs & other mail. He lives in another state. All of Mom’s mail still comes to our home address.
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