Mom sold her house and is living with us. Now that she has money she wants to spend it as she sees fit. She will pay for rent, some groceries and living expenses. I don't have an issue with that, it is her money after all. The problem is she wants to gift my daughter $25,000 for a down payment on a home. Mom is 91 and is declining in health. My worry is that if she gets to the point where I can no longer care for her and need to apply for Medicaid for a nursing home, will my daughter have to pay back the $25,000 before Medicaid kicks in? I don't want her to be stuck in the next few years having to pay back money that she likely won't have. Is there a limit as to the amount someone can give as a gift to someone without a Medicaid penalty? Has anyone had experience with this?