My grandmother entered a nursing home after a fall in November of 2019. At the time, the only asset she had was her home, SS check and pension check. She was able to qualify for Medicaid once the home was put up for sale. When she qualified for Medicaid, I was advised to ensure that all her income went toward her care. She had two large credit card balances. Long story short... the home didn't sell until October of 2020. Now that the home has sold, she is on private pay until bank account drops below the $2000 cap and she is able to qualify for Medicaid again. She is now being sued for one of the credit card debts. Since she is on private pay, do I pay off the credit card debt or will that come back in the 5 year review when she applies for Medicaid again? The financial aspect of long term care is so incredibly complicated!! I want to take care of my grandmother's finances in the best manner possible (I am her POA) but I don't want to do anything that will be detrimental to her qualifying for Medicaid when the time comes again.