I located a law office that specializes in Elder Law about 90 miles from me, when I called the office they said the charge would be $500 to review all of my mom's paperwork and give me some legal advice. Would this be considered something for my mom that could be paid out of her funds or something for me that I have to pay for myself? Will it really be worth $500?
I don't really know what I want an Elder Law Attorney to do, I guess we'll find out. Tax value on her house is $22,000 (Don't know the fair market value) a little over $2,000 in the bank and a 1997 Buick Skylark which Medicaid thinks is valued at $2,000. We know it's too late to save the car, but I'll never get $2,000 for it. The house my mom already deeded over to me back in 2008. I don't think there is a way to protect the contents of the house (furnishings), so the house would need to be cleared out, everything sold at auction and the money given to Medicaid.
My Cousin figures the Life Estate wasn't even legal (1) the law changed in 2017 and (2) they somehow did it without me ever knowing about it so I never accepted the sale to me for $1. My mom keeps getting worse and we all know I can't continue to care for her at home and I can't get 24/7 home care, I was basically told if she can't get enough care from a home care agency, she will need to go to a nursing home. She fights getting a bath, yet she is asking for a bathroom remodel while I'm trying to get her into a nursing home. So Medicaid drops $3,000 on the bathroom remodel and she still refuses her bath, then what? I don't think she'll like a shower, but that's want they want to put in.
The only thing I could think of is if I didn't have to move out with no place to go as soon as my mom goes into a nursing home. I would at least like a few months to find a job before having to move. Considering the house is in a small town there aren't any good jobs locally.
I'm not looking to inherit anything, just somehow get my mom into a nursing home so I can get my life back. All my mom's case worker wanted to do for me is send me to counseling, for what?