I am about to move to Boca to care for my 84 year old father who has dementia in my home. Because of our family history I know he is likely to degrade to the point of needing one of these kinds of care (assisted living/memory care). Since Medicare doesn't cover them directly, I wondered what would be the best path to take and when to undertake them in order to be able to prepare for the costs and make sure we can place him in a facility he has expressed a preference for. Like many folks with Pensions he has just enough income to need a Medicaid Income Trust to qualify for Medicaid, but not nearly enough to be able to self-pay. Naturally I will supplement and pay what I can, but looking at price Schedules with nearly $6,000 or as much as $12,000 for monthly for care costs excluding medications and supplies is a daunting thing. My wife's parents are roughly eight years younger than mine, so we may see the same thing again in the future.. can anyone provide some strong pointers on what programs and timing is best ? His preference for a specific facility rules out many programs that use their own facilities, but hopefully there are some that would fund him at any facility ?? The one he likes is a Medicaid listed and approved facility, but he may never reach the point of being eligible for that, so we are hunting for other alternatives..