On Medicare or Medicaid, you'll find the options if any to be very limited in terms of custodial care (i.e. what home health care workers do).
Almost everyone wants to remain at home as long as possible, but this requires the equivalent of more than four FTEs. That's why remaining at home is often the most expensive and least subsidized option (as opposed to having said FTEs rotate between six people for the same pay), and that's why M/M don't usually take cases in which only or mainly custodial care is required.
If you have hard assets, then this is the time to spend them down in order to maintain your state of independence and enjoy this level of service--but it's folly to assume the government will.
If that were true, every single 24/7 caregiver here would be eligible for a free grant in the six figures, which few are.
Medicare does not pay towards homecare. It only pays for rehab in a facility and physical therapy in the home. Both usually once released from a hospital.
Please know that if you do find assistance it will not be for full-time care and will be at or close to minimum wage. Aid availability may vary from state to state.
Almost everyone wants to remain at home as long as possible, but this requires the equivalent of more than four FTEs. That's why remaining at home is often the most expensive and least subsidized option (as opposed to having said FTEs rotate between six people for the same pay), and that's why M/M don't usually take cases in which only or mainly custodial care is required.
If you have hard assets, then this is the time to spend them down in order to maintain your state of independence and enjoy this level of service--but it's folly to assume the government will.
If that were true, every single 24/7 caregiver here would be eligible for a free grant in the six figures, which few are.
https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm
Please know that if you do find assistance it will not be for full-time care and will be at or close to minimum wage. Aid availability may vary from state to state.