No plan, no money and no one knew. 4 grown children and my father still working at 71. That was five years ago, and we sold a second home, bought one with an in-law apt. and have moved again for employment. Now my husband has been laid off (the main income) and we are still supporting ourselves and my parents with not much money coming in. Anyone know of a source that will help us? Our mortgage is more than our home value, of course in this economy. If we attempt to sell we will be further under water.